How Much Does an Annuity Actually Cost?
Annuities are often seen as a safe choice for retirement because they provide a steady stream of income. But lately,
Continue readingDisclaimer: The content on this website is provided for educational purposes only.
End-of-Life Planning
End-of-life planning is an important but often overlooked part of making sure people are prepared for the future. It’s not
Continue readingIs Workers’ Compensation Taxable?
Workers’ compensation benefits, or “workers’ comp,” are payments made to employees who get hurt or sick because of their job.
Continue readingRetiring Comfortably Without Millions: A Realistic Guide for Everyday People
Retirement planning can feel confusing, especially when we hear advice from experts that doesn’t match our lives. When someone says,
Continue readingWhat’s the Student Aid Index (SAI)? – Financial Aid for College
The first step towards receiving financial aid for college is completing the Free Application for Federal Student Aid (FAFSA). Your
Continue readingHSA Contribution Limits for 2025: Rare Triple-Tax Benefits and Increased Savings Opportunities
The IRS has announced the Health Savings Account (HSA) contribution limits for 2025. While the increases aren’t as dramatic as
Continue readingUnderstanding Marginal vs. Effective Tax Rates
Tax season often comes with a lot of confusion about what you actually owe the government. You might hear phrases
Continue readingSetting Up Automatic Investments: The Power of Small, Consistent Steps
When it comes to financial planning, consistency is key. One of the most powerful tools at your disposal is setting
Continue readingInjured on the Job? Understanding the Tax Impact of Your Settlement
Navigating the aftermath of a workplace injury is stressful enough without the added confusion of tax implications. If you’ve received
Continue readingMedicare Income-Related Monthly Adjustment Amount (IRMAA) Surcharges for 2025
For Medicare participants with higher incomes, the 2025 Medicare Income-Related Monthly Adjustment Amount (IRMAA) may lead to additional monthly surcharges
Continue reading