Roth IRA Withdrawal in 2025: What Tax Forms Arrive — and How One Family Avoided Penalties
When 36-year-old Jason Miller needed $4,000 in 2025 to cover emergency car repairs so he could keep commuting to work,
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Roth IRA as a Financial Safety Net: When Retirement Savings Become Emergency Support
Most people open a Roth IRA with one goal in mind: retirement. A place to invest steadily and let time
Continue readingWhy Taking Social Security at 62 Might Be the Smartest Move for Some Retirees
If you’ve spent any time planning for retirement, you’ve probably heard the same advice over and over: wait as long
Continue readingRetiring Comfortably Without Millions: A Realistic Guide for Everyday People
Retirement planning can feel confusing, especially when we hear advice from experts that doesn’t match our lives. When someone says,
Continue readingWhat Happens When You Work While Claiming Social Security?
Starting Early and the Earnings LimitIf you start taking Social Security benefits before your “full retirement age” (FRA), currently between
Continue readingSocial Security Benefits in 2025
If you’re nearing retirement or already enjoying it, staying informed about changes in Social Security benefits is essential. These benefits
Continue readingAfter-Tax Roth vs. Pre-Tax Plan Contributions: Which is Right for You?
When it comes to saving for retirement, employees often face a choice between two types of contributions to their retirement
Continue readingUsing Roth IRAs & Roth 401ks In Retirement
Smartly using your Roth IRAs and Roth 401k accounts can help you lower the income taxes you’ll pay during retirement
Continue readingWhat is a SEP IRA? Understanding a Special Retirement Account for Small Businesses
A SEP IRA, or Simplified Employee Pension Individual Retirement Account, is a special type of retirement account designed for small
Continue readingMaximize Your Retirement: Contributing to Both a Roth IRA and SEP IRA in the Same Year
You can put money into both a Roth Individual Retirement Account (IRA) and a Simplified Employee Pension (SEP) IRA in
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