Why Taking Social Security at 62 Might Be the Smartest Move for Some Retirees
If you’ve spent any time planning for retirement, you’ve probably heard the same advice over and over: wait as long
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Retiring Comfortably Without Millions: A Realistic Guide for Everyday People
Retirement planning can feel confusing, especially when we hear advice from experts that doesn’t match our lives. When someone says,
Continue readingWhat Happens When You Work While Claiming Social Security?
Starting Early and the Earnings LimitIf you start taking Social Security benefits before your “full retirement age” (FRA), currently between
Continue readingSocial Security Benefits in 2025
If you’re nearing retirement or already enjoying it, staying informed about changes in Social Security benefits is essential. These benefits
Continue readingAfter-Tax Roth vs. Pre-Tax Plan Contributions: Which is Right for You?
When it comes to saving for retirement, employees often face a choice between two types of contributions to their retirement
Continue readingUsing Roth IRAs & Roth 401ks In Retirement
Smartly using your Roth IRAs and Roth 401k accounts can help you lower the income taxes you’ll pay during retirement
Continue readingWhat is a SEP IRA? Understanding a Special Retirement Account for Small Businesses
A SEP IRA, or Simplified Employee Pension Individual Retirement Account, is a special type of retirement account designed for small
Continue readingMaximize Your Retirement: Contributing to Both a Roth IRA and SEP IRA in the Same Year
You can put money into both a Roth Individual Retirement Account (IRA) and a Simplified Employee Pension (SEP) IRA in
Continue readingNavigating the Complexities of Filing Form 5500-EZ for Solo 401(k) Plans
Setting up a solo 401(k) is a wise financial move for many self-employed individuals and small business owners. It offers
Continue readingNavigating Retirement Tax Benefits in Georgia: What You Need to Know
For retirees living in Georgia, understanding the state’s tax rules on Social Security and other retirement income can lead to
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